Thursday, February 19, 2026

Build a Business People Can’t Imagine Losing

Build a Business People Can’t Imagine Losing written by John Jantsch read more at Duct Tape Marketing

Catch The Full Episode:

 

Episode Overview

In this episode of the Duct Tape Marketing Podcast, John Jantsch interviews Marcus Buckingham, renowned researcher, strengths movement pioneer, and bestselling author, about his latest book,
Design Love In: How to Unleash the Most Powerful Force in Business.

While “love” may seem like an unconventional business term, Buckingham makes a research-backed case that love is the strongest predictor of productive human behavior. From customer loyalty to employee engagement and retention, organizations that intentionally design experiences people love consistently outperform those that focus solely on process, perks, or performance metrics.

Buckingham introduces Experience Intelligence, a leadership capability centered on
intentionally designing holistic experiences that drive emotional connection and lasting behavioral change. He also outlines a five-part emotional blueprint leaders can use to engineer loyalty, advocacy, and sustainablegrowth.

If you want to build a business customers cannot imagine living without, and a workplace employees genuinely love, this episode delivers a practical and strategic roadmap.

About Marcus Buckingham

Marcus Buckingham is a globally recognized researcher on high performance at work and a pioneer of the
strengths-based leadership movement. He is the author of multiple bestselling books and has spent decades
studying what drives exceptional team performance, employee engagement, and customer loyalty.

In Design Love In, Buckingham presents research demonstrating that love, not engagement, satisfaction,
or respect, is the most powerful predictor of positive human behavior in business.

Learn more: designlovein.com

Key Takeaways

  1. Love is predictive. Satisfaction and respect are positive, but love most reliably drives loyalty and advocacy.
  2. The “five” is what matters. On a 1 to 5 scale, behavior changes when people move from a 4 to a 5.
  3. Measure love with a high bar: “I can’t imagine a world without ____.”
  4. Leaders are experience makers. The question is whether you design experiences skillfully.
  5. Experiences drive behavior, not directives. Sustainable change comes from how people feel while moving through your system.
  6. Moments do not change behavior. Internalized experiences form a story that drives action.
  7. Use the five feelings blueprint to design onboarding, sales, and customer journeys.
  8. Process design often kills experience. Handoffs and silos create fragmented, transactional interactions.
  9. Experience Intelligence is a strategic advantage. Designing for love helps you stand out and win.

The Five Feelings Blueprint

Use these five feelings in sequence to design experiences people love:

  1. Control. “What is this world, and how do I work it?”
  2. Harmony. “Does this experience understand what I’m feeling?”
  3. Significance. “Do you know my story, and does it matter?”
  4. Warmth of Others. “Who is here to help me?”
  5. Growth. “Am I more capable tomorrow than I was today?”

This sequence becomes a practical blueprint for designing onboarding, sales processes, customer journeys, and
employee experiences.

Great Moments (Timestamps)

  • 00:03. Why “Love” belongs in business
  • 03:21. The measurement that matters
  • 05:07. Why 4s and 5s are not the same
  • 07:21. Experience Intelligence defined
  • 09:23. Moments vs. experiences
  • 15:30. The five feelings blueprint
  • 20:13. Love as competitive advantage

Memorable Quotes

“Love is the most powerful driver of all productive human behavior.”

“Fives aren’t just lots and lots of fours. They’re categorically different.”

“The question isn’t whether you are an experience maker. You are. The question is: are you a skilled one?”

“The opposite of design is drift.”

“We’ve reduced humans to amoral elements of financial equations. That’s not very intelligent.”

Resources Mentioned

 

 

John Jantsch (00:03.288)

You know, many firms out there today spend a fortune on perks, culture programs, and engagement surveys, and still sometimes feel like they're maybe one meeting away from their entire team disengaging. Today's guest tells us maybe we've been aiming at some of their own targets. The most powerful force in business isn't strategy, compensation, or even flexibility. It's love. So hello and welcome to another episode of the Duct Tape Marketing Podcast. This is John Jantsch. My guest today is Marcus.

Buckingham. Marcus is a long time researcher of high performance at work, a pioneer of the strengths movement and the author of multiple bestselling books. We're going to talk about his newest book, Design Love in How to Unleash the Most Powerful Force in Business. So Marcus, welcome to the show.

Marcus (00:49.669)

Thank you for having me.

John Jantsch (00:51.244)

So I'll get the first easy softball question out of the way. I'm sure pretty much everybody asks you this, but, love doesn't seem like a business term or certainly, hasn't seemed like a business term for a lot of folks. are you, are you getting pushed back there or are you trying to redefine how people even think?

Marcus (00:56.666)

Hmm.

Marcus (01:10.479)

Well, no, you're right. I mean, it isn't really a good business term, but my background as a researcher is just, I'm always studying extreme positive outcomes. So for teams, it's productivity or retention and for customers, it's loyalty, obviously, and advocacy for your brand or your product. And when you study people that have an extreme positive experience, the word that people reach for

instinctively as humans is love. People will say, I love working on that team. I love that leader. I love that product. I love that restaurant. I love that hotel. And for the longest time, mean, you know, may I culper, but for the longest time, I listened to what people say. And of course, there's two different kinds of research. You can do quantitative research where you're actually measuring people's experiences and relating it to performance. And you can do qualitative research. And when you're doing qualitative research, you're supposed to really just listen to the words people use and then take them at their word. And I kept changing it.

John Jantsch (01:39.384)

Yeah, yeah.

John Jantsch (01:52.91)

Right.

Marcus (02:03.779)

I kept changing the word love to things like satisfaction or engagement or joy or passion, which are good words, but it's not the words people use. When people are trying to describe some extreme positive experience they want to repeat, the word we naturally reach for is, love that. I love it. I love that. And I think for the longest time I would try to change it in order to make it more palatable. But if you actually look at the data and I start this book really diving into the data on love, there's no question that

John Jantsch (02:03.982)

Mm.

Marcus (02:33.089)

Love is the most powerful driver of all productive human behavior. If you want productivity, if you want retention, if you want somebody going, you got to come work here, it's the best place I've ever worked, or you got to come shop here, it's the best place I've ever shopped. Then you've got to take them at their word love. And that's the, that's the word that drives our behavior. And the strange thing is nothing else does. If you say, respect that leader, that's fine, but I don't know how hard you're to work on the back of that.

John Jantsch (02:49.88)

Hmm.

Marcus (03:00.441)

If you say, really enjoyed that movie. can't tell if you're to go back and see it again or tell anyone else to see it. Other positive emotions are positive, but they don't drive behavior. Only love is predictive. So that's why I wanted to zero in on this, this very specific feeling in this book, cause it's so predictive of positive human behavior.

John Jantsch (03:07.15)

me.

John Jantsch (03:16.109)

Yeah, yeah, yeah.

John Jantsch (03:21.974)

So I'm guessing some leaders the next question is going to be, well, how are we going to measure that? mean, surveys for measuring connection or outcomes or things like that I think are pretty easy to do. What's the simplest way that somebody is going to measure? Is it that they're hearing that word anecdotally?

Marcus (03:41.337)

Well, that's a big question because you can unpack that into all sorts of conversations about, know, mystery shoppers and employee opinion surveys. Probably the best question to measure it actually that we found over the years is I can't imagine a world without. Just finish that sentence. I can't imagine a world without. I can't imagine a leader without. I can't imagine a team without. And if you get, if people are providing your company name, I can't imagine a world without. mean, there's very few companies, if you think about it, that actually meet that level.

John Jantsch (03:46.755)

Yeah, yeah.

Marcus (04:08.165)

But when you get people saying, can't, you're on a, on a scale of one to five, on a Likert scale, five being strongly agree, one being strongly disagree. If you put your company name in there or you put your name as a leader in there, I can't imagine a world without, which I know is a very high standard. But when you get people saying strongly agree to that statement about your company or your leadership or your brand or your product, you've reached into their heart and somehow touch them in such a way that you're actually going to drive their behavior. So all the data.

on the scale of one to five shows us that, that fives in terms of the experience of a product or experience of a team, fives are qualitatively and categorically different than fours. Fives aren't just lots and lots of fours. In fact, if you actually plot it out, John, the relationship between experiences, extreme experience experiences and behaviors is what's called curvilinear, which basically means moving somebody from a two experience to a three.

John Jantsch (04:59.896)

me

Marcus (05:07.501)

or a three to a four doesn't actually get you any behavior change at all. It's only when you do something with your team or something with your customers that moves them from a four to a five on that scale, that you actually see a change in behavior. Which of course means that we should never top two box ever again. Never put a four with a five ever. Because you're lumping apples with oranges. should, as leaders, should look at the fives on a question, an extreme question like, can't imagine a world without. And then only then are you beginning to get to a proper measure.

John Jantsch (05:24.524)

Huh. Yeah.

Marcus (05:37.315)

of how much love is in the system for you, your team, your product, your company.

John Jantsch (05:41.804)

I'm glad you mentioned the word experience because as I listen to you talk about it, I'm guessing the companies that I can't imagine a world without are actually creating or at least thinking intentionally about experiences over delivery, results, over perks.

Marcus (05:59.149)

Absolutely.

Absolutely. mean, it's one of the defining characteristics of the best leaders. They have a capability that when you actually look closely, it's been hiding in plain sight. You don't see it taught in any business school. And yet it's really the primary driver of anything productive that we humans do, either as customers or as team members. I call it experience intelligence, which is based upon two fundamental understandings that leaders should have. Number one is that experiences drive behaviors, drive outcomes.

So often as leaders, think the directives drive behaviors, drive outcomes. If we set goals and then give corrective feedback to our people, we'll get the outcomes we want. Or for customers, if we define prices and loyalty programs, that we'll get the outcomes we want. And we do in the short term. But if you want sustainable behavior change, if you want people to tie their identity to your team or to your product or brand, you got to create an experience. You've got to understand how to reach into someone's feelings and create for them an experience which somehow then changes their behaviors.

And the second part about that is the part we just talked about. If you really unpack what are the most powerful experiences, they're the experiences that people say that they love. And that's, that's just part of the human condition. yeah, experience intelligence is a much more powerful leadership capability than we give it credit for.

John Jantsch (07:21.646)

So, and there may not be any true answer to this other than mindset change, but how do we keep experiences going? A lot of times in experiences, I went to this restaurant I've never been to, amazing experience. Went back the next time, not as good. Next time, not as much, because I'd already experienced the experience, right? I mean, so how in a living, breathing organization do we kind of keep that level of experience something that...

keeps people wanting to come back or keeps people experiencing something new.

Marcus (07:55.546)

Yeah, it's, it's one of the funny things over the last sort of years I've been talking about experienced intelligence. I thought the, I thought the hardest lift was going to be, could you please take love seriously? Cause love is a predictor of positive human behavior. But actually, John, it's been more that getting people to understand that the driver of behavior is experience. Just getting people to think about, what makes up an experience? Cause normally we design for process.

John Jantsch (07:59.694)

you

John Jantsch (08:11.054)

Hmm.

Marcus (08:22.767)

We don't design for experiences. Even if you have a restaurant, you have a reservations process. You have a food preparation process. You have a food delivery to the table process, which is really a set of disconnected processes with one hand off after another. We don't actually design for a holistic experience in which a person, a human is going through that experience at the restaurant. Although actually that is what's happening. And so what the first big lesson for leaders is you are an experience maker.

John Jantsch (08:23.213)

Yeah.

John Jantsch (08:47.437)

Yeah, yeah.

Marcus (08:53.275)

The question isn't are you one or not? The question is are you a skilled one? And then once you can get people's minds that we're totally totally Here's the thing about human beings we pick up what you're putting down even if what you're putting down you just dropped But we're picking up what you're putting down and turn it into an experience and it's that experience then determines whether or not we come back whether we tell anyone else to come back So the first thing is you are an experience maker. Please don't say you're not you are the question is can you do it? Well? second is that the

John Jantsch (08:57.74)

Right. Yeah, because you could also be making bad experiences, right? Because you... Yeah.

John Jantsch (09:13.836)

Yeah. Yeah.

Marcus (09:23.183)

The raw material of experience making isn't moments. mean, weirdly enough, a moment is jolting. A moment doesn't change behavior. Like we should have magical, magical, delightful moments. Well, yes, but a moment is like somebody held the door open for you or a moment is somebody remembered your name, which is someone waved you into the traffic on the freeway. And those are lovely, but they're jolting. They don't change your behavior. And experience is different because it's been internalized by the person. The person has picked up all the different touch points.

of that experience and made for them a story. And it's that story, the experiential story that changes their behavior. And to your question, the raw material of making an experience are all of the different, and this is why it's difficult, but all of the different touch points that the person's picking up. And those touch points might be the voice on your interactive voice response on your reservation line. It might be the smell of that restaurant. It might be the lighting of that restaurant. It might be the name.

person that remembered your name, but it also might be the fact that you've designed a system whereby there isn't three or four different people who you get handed off to when you sit at the table from the busser to the host to the waiter to the person who brings the food, which is, if you think about it, a really unloving thing to do for someone because they're being handed off from one person to another. So every single touch point does work in experience making. And most leaders, frankly, are blind to this. They don't see the

the the smell, the taste, the feel of those chairs against the back of your leg. But actually, if you are a skilled experience maker, and you think about the companies that we would almost immediately go, can't imagine a world without, like say Disney. I mean, I'm not saying Disney is perfect by any means, but they have taken the skill of experience making very seriously indeed. So that all five senses and the touch points associated with all five senses,

are taken seriously by really every single cast member. And I suppose that's the last thing I would say about experience design. Everybody's got a voice and a responsibility in it. can't, it's so amazing to think that there's so many businesses where the frontline people who are touching the customer every day, no one's ever told them that they're actually making an experience with every single, every single glance, every single behavior change, every single look in the eye or not look in the eye. All of those things are experience making.

John Jantsch (11:39.768)

Yeah.

Marcus (11:47.448)

You have that power. We don't ever really talk about our frontline roles in that way. And yet that's exactly what they're doing.

John Jantsch (11:57.23)

And you know, it's interesting. We, lot of our clients, lot of the work we do is, is really digital. It's not necessarily, you know, human interactions. but it's, it's interesting because it's still an experience. I can't tell you how many times we've, you know, gone into looked at organizations. It's like, well, this is broken. And when somebody clicks on this thing, they don't get to where you thought they were going. Cause nobody's looked at it for five years. You almost could make the case. I hate goofy titles.

But couldn't you almost make the case for having an experience maker, you know, title that somebody who is looking at all the, know, the way a customer goes through our business.

Marcus (12:32.314)

Yeah, it's interesting that you are beginning to see chief experience officers. You're beginning to see that because people are beginning to realize that if you want sustainable behavior change, then you have to be a designer of experiences because the opposite of design is drift. And we drift a lot because we design for process. I mean, to take a silly example, which isn't a digital example, like some of your clients, but if you take the restaurant example, or you could take a hospital example. If you think about

John Jantsch (12:36.31)

Yeah, yeah, yeah.

Marcus (13:02.63)

how we've designed hospitals, the person who checks you into the hospital is not the person who takes your vitals, who is not then the person who makes sure that you're okay during the middle of the night, who's a different than doctor who you see in the middle of the night, who's then a different healthcare provider or practitioner first thing in the morning. You're handed off through a series of vertical processes and yet you, the human, you're the poor person who's supposed to hold the coherence of your narrative through all of it.

John Jantsch (13:17.774)

Thanks

John Jantsch (13:29.646)

You're right.

Marcus (13:30.012)

trying to remember all the details that matter when in fact you have no flipping idea what details really matter. And then we wonder why our healthcare outcomes are so poor relative to the amount of costs we put in. We've designed healthcare experiences that are fundamentally unloving because we haven't designed them as experiences. We haven't seen the human going through all of them. That's in healthcare, it's true in schools, it's true in restaurants and hospitality. And to your point, it's certainly true in the digital environment. We've designed for the wrong, well not the wrong thing,

But when you just design for process, you become blind to the actual holistic experience of the person and you drift. And then we wonder why we don't get any loyalty or we don't get any advocacy. We don't get usage. It's like we're humans are experienced feelers and our behavior is changed through the way in which we pick up what you put down in terms of an experience.

John Jantsch (14:17.198)

you

John Jantsch (14:23.692)

Yeah, yeah, yeah. Yeah, it's almost sometimes feels like, you know, friction, you're, you're designing for like, what's easy for us, you're almost automatically going to make it harder for the customer, right? Yeah. So let's, let's, I don't know if you're capable of doing this because every business is different, but let's, let's take one step in a typical customer journey, like onboarding a new customer.

Marcus (14:34.65)

Yes.

John Jantsch (14:47.574)

Again, that's another one that's typically done for efficiency sake. How would you design love into something like that? I know that's a random example, but give me a thought of how somebody would think about onboarding a new client having love in it.

Marcus (15:01.532)

So when you, this is gonna sound really weird, but love isn't a coating. It's not a, if you're leading lovingly, it doesn't mean that you're being nice, although you may be. There's no kumbaya, yeah. What you're trying to get to, if you think about something like onboarding, a customer or an employee, what you're trying to do is you're trying to have that onboarding process, do the work, a big part of the work of getting a customer to go, I love that, I love that, okay?

John Jantsch (15:12.214)

Yeah, so we're not going to there's no hugging going on yet, right?

John Jantsch (15:29.474)

Yeah, yeah, yeah.

Marcus (15:30.778)

So if you reverse engineer that, how do you get someone to that outcome where they actually would walk around with love in their heart, which I know sounds like a weird expression, but they're walking around with love in their heart. I love that. Not like it was fine. Not a four, not a three, but a five. I love that. Well, if you reverse engineer that, John, you bump into a sequence of five feelings, which are sequential. This is not mass loving. It's not hierarchical. It's sequential. that sequence of five is like a blueprint for your design process.

John Jantsch (15:42.413)

Yeah.

Marcus (15:59.6)

The first feeling is control. So if you imagine this, a person is trying to lean into an experience at which point, at the end of which they go, I love that. So the first feeling they're bumping into is control. I don't mean control over someone else. I mean, they want an answer to the question, what is this world and how do I work it? Anytime you are unclear about what this world is that I'm walking into, anytime you lack vividness about what's there in the world and how can I use it, I as a human, I lean out.

because I tend to go through life like all humans wrapped up like an armadillo, protected against the world. If you can show me what is this world and how do I work it, I take off one piece of armor. The next feeling is harmony. Basically, as I move into an experience, most experiences are emotional experiences first. So I need to have an answer to the question, does this experience know what I'm feeling and does it care? Have you designed any touch points that could communicate to me, I know what you're feeling,

And I care about it. Third feeling is significance. Every human being at some point in an experience wants that experience to know my story. Do you know my story and do you care? I don't want you to start that way. I want you to start with control. Tell me the rules. I don't mind the rules. Tell me the rules. But at some point, I want you to know, do you know who I am uniquely and does that then change anything about my experience? The fourth feeling is the warmth of others. Humans don't do well in experiences where they're isolated.

At some point they pop their little head above the parapet and they go, who is here to help me? Either as a person going through an experience together or as somebody on the company side of things who's helping to guide and navigate me. And then the last feeling is growth because love is a forward facing emotion. If you love someone, you never think they're finished. You are always aware they're going to have to wake up tomorrow and go and experience the world again. And so the last feeling answers the question, am I slightly more capable tomorrow than I was today?

Well, if you use those five feelings as your blueprint, you would start to design an onboarding experience incredibly intentionally so that you would deliberately in sequence cultivating those feelings. Now to your question, right? How you do that would depend upon the exact onboarding experience you were building. But what we need to give leaders is like, this is a blueprint for experience design to get to a place where a person's going to go. I love that.

John Jantsch (18:25.932)

Yeah.

Marcus (18:26.448)

Without the design, it's a bit hit and miss really in terms of what you're trying to create for people.

John Jantsch (18:29.677)

Yeah.

You know, as I listen to you describe those, I mean, that's, we were putting it in the context of onboarding, but frankly, you know, when somebody's out there looking for a new resource, you know, that's probably a process they go through, right? It's like, I want to know who's out there. I want to like them. I want to start to trust them. And it is sort of sequential, right? Before we're even going to pick up the phone or, you know, fill out a form.

Marcus (18:49.574)

Mm.

Marcus (18:56.24)

Yeah, well that sequence of feelings, mean, you're trying to, it's simply said, you're trying to just get people to say, love that. Whether you're trying to sell them something, whether you're trying to get them to join your community, whether you're trying to onboard them into a company like an employee process, that outcome is a very strong, super vivid human outcome.

John Jantsch (19:04.546)

Yeah. Yeah.

Marcus (19:20.656)

what we could do in every situation. Like if you were trying to design a sales process, you'd go, well, we should actually design it around those five feelings, control, harmony, significance, warmth of others, growth. If we could design a process, we wouldn't get it right perfectly every time. We wouldn't get every single, but we would at least be intentional about experience design. And we would see it as a person moving through that sequence of feelings. Well, gosh, if we could do that, we wouldn't feel like we do so often today,

Today we feel transactional. The world feels extractive. Leaders are directive, which put it another way. We're living in an increasingly unloving world. And what we know from everything to do with human psychology is humans don't flourish in an unloving world. And I think the data would suggest very strongly neither do businesses.

John Jantsch (19:52.952)

Mm-hmm. Yeah.

John Jantsch (20:13.176)

Yeah.

Marcus (20:13.742)

So if you really want a flourishing business where you've got a lot of customers or a lot of people walking around with love in their heart for your brand or your company, you got to design it in. And you'll only do that if you take love seriously, which frankly at present we don't.

John Jantsch (20:30.392)

You know, as I listened to you describe that, and given the state of the world that you just described as well, it sounds like it's also a very significant potential differentiator. Because if I'm not getting that in eight out of 10 places, the two places that are giving me that are probably really going to get my business.

Marcus (20:49.038)

No, that's a great point. It's a huge, I know this sounds really strange to say it because love should be a genuine intention toward another human being's flourishing. But that aside, it is a huge strategic advantage. Because if you've got a whole bunch of leaders who have experienced intelligence, who know how to intentionally try to design love into the experiences they make, then they will stand out because frankly, so many other companies, so many other organizations are loveless.

John Jantsch (20:55.95)

You're right.

Marcus (21:16.166)

where human beings who work there aren't even called human beings, they're called headcount or FTEs, full-time equivalents, or customers aren't a real human, they're their average basket size or their lifetime customer value. We have been reduced as humans to amoral elements of financial equations, which isn't terrible, it's just super uninspiring and not very intelligent. So for the best companies, they'll look at the current...

John Jantsch (21:16.29)

Yeah, yeah.

John Jantsch (21:27.52)

you

John Jantsch (21:41.315)

Yeah.

Marcus (21:44.348)

playing field, you will, John, go, yeah, we could, even if we began to think about how to design experiences that people would say that they love, we would be so materially different in the feelings that we would be creating in our people or in our customers. you know, it's not, experience intelligence is one of those strange capabilities that's easy to start, hard to master, fine, but easy to start. And as you said, if you did start,

John Jantsch (22:09.986)

Yeah.

Marcus (22:13.456)

Gosh, you'd stand out from the

John Jantsch (22:15.47)

Yeah, 100%. So Marcus Buckingham is the author of Design Love In, How to Unleash the Most Powerful Force in Business. I appreciate you taking a few moments to join us. Where would you invite people to connect with you or find out more about your work in Design Love In?

Marcus (22:31.568)

Well, rather unsurprisingly, if you go to designlovein.com, you can find everything to with the book there. We've also in partnership with Harvard Business Review, we created a discovery series for folks that ordered or pre-ordered the book that basically describes the 10 key discoveries underpinning it. So if you're interested in learning both from books or from video, go to designlovein and there's a whole discovery series for you and as well as everything that you might want to know about the book itself.

John Jantsch (22:56.174)

Well again, I appreciate you spending a few moments with us. Hopefully we'll run into you one of these days out there on the road.

Marcus (23:01.84)

I'd love that.



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Wednesday, February 18, 2026

How Small Businesses Can Grow Their Own Talent

How Small Businesses Can Grow Their Own Talent written by John Jantsch read more at Duct Tape Marketing

Listen To The Full Episode:

 

Alexandra LevitEpisode Overview

In this episode of the Duct Tape Marketing Podcast, John Jantsch interviews workplace futurist Alexandra Levit about her new book,
Make Schoolwork: Solving the American Youth Employment Crisis Through Work-Based Learning.

They explore how work-based learning, including apprenticeships, internships, and immersive real-world experiences, can bridge the growing gap between employers struggling to find skilled workers and young people facing underemployment after graduation.

As AI reshapes entry-level knowledge work and skilled trades face labor shortages, Alexandra makes the case that businesses of all sizes can build their own talent pipeline while strengthening their brand, culture, and community impact.

This episode is a practical guide for small and mid-sized business owners who are tired of chasing ready-made talent and want a smarter, more sustainable workforce strategy.

About Alexandra Levit

Alexandra Levit is a workplace futurist, author, and CEO of Inspiration at Work. She has written extensively about the future of work, talent intelligence, and workforce trends.

In Make Schoolwork, co-authored with GPS Education Partners, she outlines a scalable framework for work-based learning that connects students, employers, educators, and communities to address the American youth employment crisis.

Learn more at: makeschoolwork.org

What Is Work-Based Learning?

Work-based learning is education that takes place in a real-world work environment. It typically includes:

  • Apprenticeships
  • Internships
  • One-to-one mentoring
  • Immersive, skills-based workplace experiences

High-quality work-based learning is:

  • Authentic to the student’s interests
  • Immersive and hands-on
  • Structured with clear learning objectives
  • Designed to build both technical and interpersonal skills

Students gain practical abilities, such as operating equipment, integrating AI technologies, or mastering skilled trades, while also developing judgment, communication, and problem-solving capabilities.

The Youth Employment Crisis Explained

Alexandra describes a growing mismatch between open positions in the workforce, employers struggling to find qualified candidates, and young people who are unemployed or underemployed, even after earning four-year degrees.

Key contributing factors include:

  • A cultural push toward universal four-year college enrollment
  • Oversupply of graduates for traditional knowledge worker roles
  • Declining entry-level hiring due to AI automation
  • Persistent stigma around skilled trades

Meanwhile, industries like plumbing, carpentry, manufacturing, and technical trades offer strong starting pay, family-sustaining wages, career stability, and lower automation risk.

Work-based learning creates a direct pathway between students and real workforce demand.

Why This Matters in the Age of AI

AI is automating many entry-level knowledge jobs first. At the same time, roles that require complex physical movement, human-to-human interaction, skilled craftsmanship, and judgment and adaptability are far harder to replace.

Alexandra emphasizes that students who begin learning AI tools and robotics early can grow alongside the technology, developing practical integration skills that many experienced workers are still trying to catch up with.

Work-based learning does not compete with AI. It integrates AI into real workflows from day one.

The Employer Advantage: Building a Talent Pipeline

A Reliable Talent Pipeline

Instead of competing for scarce, ready-made talent, businesses can bring students in early, train them in company-specific processes, and develop loyalty and cultural fit.

Stronger Employer Branding

Participating businesses are seen as investing in their community, supporting local youth, and creating meaningful career pathways.

Improved Employee Engagement

Employees often thrive in mentorship roles. Acting as mentors increases engagement, develops leadership skills, and strengthens internal culture.

Long-Term Retention

Contrary to popular belief, young workers can be loyal when given clear growth opportunities, meaningful work, and competitive wages.
Many students who start at 16 or 17 through structured programs go on to build full careers with the same employer.

How Small Businesses Can Start

You do not need a complex corporate program to begin.

Step 1: Define the Outcome

Ask:

  • What skills do we need long-term?
  • What would success look like 2 to 3 years from now?

Step 2: Partner With a School or Program

Establish relationships with:

  • Local high schools
  • Community colleges
  • Universities
  • Work-based learning intermediaries (like GPS Education Partners)

Step 3: Avoid Random Acts of Work-Based Learning

Tours and one-off talks are helpful, but not enough. Create a structured plan with clear skill objectives, defined responsibilities, and a measurable timeline, such as a 10-week paid micro-internship.

Step 4: Leverage Existing Certifications

Use third-party certification programs to standardize skill acquisition, measure progress, and provide recognized credentials.

Addressing Concerns: Supervision, Liability, and Compliance

Common employer concerns include:

  • Labor laws, especially for minors
  • Transportation and scheduling
  • Academic credit coordination
  • Insurance and liability

Alexandra recommends working with experienced intermediaries, especially those familiar with local regulations, to avoid reinventing the wheel and ensure compliance.

Measuring Success

Key metrics for evaluating work-based learning initiatives include:

  • Skill acquisition and certifications earned
  • Retention rates post-program
  • Conversion to full-time employment
  • Employee engagement among mentors
  • Workforce readiness improvements

Skill development is the most powerful and measurable indicator of success.

Key Takeaways

  • The youth employment crisis is a mismatch problem, not a talent shortage.
  • Four-year degrees are not the only path to meaningful, high-paying work.
  • AI is reshaping entry-level jobs, increasing the need for adaptable, skills-based workers.
  • Work-based learning builds loyalty, culture, and long-term workforce stability.
  • Small businesses can start small, but must define outcomes clearly.
  • Mentorship benefits existing employees as much as students.

Great Moments From the Episode

  • 00:54 What work-based learning really means
  • 02:25 The root cause of the youth employment crisis
  • 04:19 The stigma around skilled trades
  • 06:31 The human advantage over automation
  • 08:45 Real-world success stories from GPS Education Partners
  • 11:41 Why work-based learning builds loyalty
  • 15:12 The underrated power of mentorship
  • 19:55 Measuring skill acquisition as a success metric
  • 22:21 Why AI integration must start early

Pulled Quotes

We don’t want random acts of work-based learning.

If you’re small and don’t have brand name recognition, this is how you build your own talent pipeline.

It’s as important to know what you don’t want to do as what you do.

Resources

 

John Jantsch (00:01.566)

If you're tired of hiring ready-made talent that doesn't actually exist, today's episode will show you how to build your own pipeline through something called work-based learning that strengthens your business and your brand at the same time. Hello and welcome to another episode of the Duct Tape Marketing Podcast. This is John Jantsch and my guest today is Alexandra Levitt. She is a workplace futurist, author and CEO of Inspiration at Work. She's written extensively about

how work is changing. And today we're going to talk about her new book, Make Schoolwork Solving the American Youth Employment Crisis Through Work-Based Learning. So, Alexandra, welcome back to the show.

Alexandra Levit (00:42.862)

Thanks so much for having me, John. It's good to see and hear you.

John Jantsch (00:45.634)

Likewise, likewise. So let's break down a couple of things in the title. What is work-based learning?

Alexandra Levit (00:54.702)

Work-based learning is the most simple explanation for it is that it is work, is learning that takes place in a real world work environment. And that typically includes things like apprenticeships, internships, one-to-one mentoring. And we refer to high quality work-based learning as being a fully immersive experience that's authentic to the individual in terms of the things that they are passionate about.

John Jantsch (01:04.0)

Yeah, yeah.

Alexandra Levit (01:23.902)

and that provides a tangible opportunity to spend a good degree of time learning skills that will make you career ready. So these can be anything from learning judgment and interpersonal relations to problem solving. But also it, lot of times gives students a very concrete group of skills about how to work a set of equipment. For example, it depends on where you're doing work-based learning. But if it's in a manufacturing setting, for example, you could very well be

John Jantsch (01:47.479)

Yes.

Alexandra Levit (01:53.044)

literally on the front lines of learning how to integrate AI-based technologies into existing robotics or existing equipment. And that's a very valuable skill set in today's workforce.

John Jantsch (02:04.61)

I would suggest far more valuable than, I don't know, AP calculus.

Alexandra Levit (02:09.87)

For sure.

John Jantsch (02:12.308)

I suppose it depends. All right. So, so the other part of the title I wanted to break out, how would you describe, I mean, you use the word youth employment crisis. How would you describe what you're trying to convey there?

Alexandra Levit (02:25.518)

Well, I think the important thing to recognize from my perspective, at least when I look at my own trajectory, is that there has been this mismatch or this gap for quite some time between the positions that are available in the workforce and the length of time that it takes employers to find the right talent and the number of young people who are unemployed or underemployed. And you would think if there's just a way to match

John Jantsch (02:55.17)

Mm-hmm.

Alexandra Levit (02:55.186)

the students who are looking for work with the organizations that are needing to fill positions that that would be a good way to go. Unfortunately, the way our current educational system is structured, it doesn't exactly operate that way in that over the last couple of decades, we really pushed, especially here in the US, toward every student should go to a four year college.

John Jantsch (03:20.13)

Yeah.

Alexandra Levit (03:20.652)

the be all end all, it doesn't matter what you're really interested in, whether you have the aptitude for post-secondary education, whether you have the desire, that's the outcome that both students and their parents expect that they're going to do. And so as a result, we have more people graduating college than we ever have had before, which is good that we are providing opportunities for education and especially education that was unaffordable to some prior to the last couple of decades.

because we have so many college students graduating, the jobs that are available on the knowledge worker front are not as prolific. And this is especially relevant in the last year or so where entry-level hiring has taken a massive dip due to the integration of AI-based technologies into the workforce. Some of those jobs have been the first to be automated. So what we really still see is there's a tremendous skills gap in jobs that

John Jantsch (03:58.273)

Mm-hmm.

John Jantsch (04:10.849)

Yeah.

Alexandra Levit (04:19.34)

don't necessarily require a four-year college degree, but there's a glut of students on the other side who've gotten all this education and don't know what to do with it. So work-based learning is what we feel is the solution to that employment crisis that's happening.

John Jantsch (04:33.962)

Well, and you take it from the headlines. mean, Amazon lays off, I don't know what the number was, 20,000 people or something like that. We have, in my agency, we have a lot of home service businesses that we do work for and finding skilled labor right now for jobs like plumbing and carpentry and things. There's a real need for that and consequently, they're paying a lot for those positions now. And so I see, do you see a real shift where

Alexandra Levit (04:58.467)

Yes.

John Jantsch (05:03.391)

AI is probably a ways away from being able to do plumbing and carpentry.

Alexandra Levit (05:08.162)

That's exactly how I see it. And I see that these, there is this strange stigma that I don't really know where it came from, but ever since I've been in this line of work, it's that, you want to have a career that requires a four year college degree. You don't want to go into manufacturing or plumbing or carpentry because that's not a desirable career path. Well, if you look at what is a desirable career path, it's something that allows you to earn a family sustaining wage.

John Jantsch (05:09.622)

Yeah.

Alexandra Levit (05:36.567)

and something that you enjoy doing. So to me, that's a pretty broad definition and it depends on who you are, what you might find rewarding and meaningful. And as you mentioned, these jobs pay astronomically well, way better out of the gate than a lot of knowledge worker jobs or what we used to call knowledge worker jobs. And so I think that that's, but there's this strange stigma. I do see a little bit of a shift though. And I think part of that is

everyone is starting to wake up to the impact of AI and realize we need to go back to what humans can do in our unique way. And that's things, I remember there was one study that showed that the robotics couldn't do simple things like clean a house because there were too many complex motions that they would have to program and it was just physically incapable of doing it. And there's a lot of things like that. And a lot of times too, these,

John Jantsch (06:20.458)

Mm-hmm.

Alexandra Levit (06:31.95)

trade occupations, they are really human to human and they're very interpersonal in nature. And so sometimes you don't, maybe you don't want an AI plumber coming to your house. Maybe you have your same plumber that you've worked with for 10, 15 years and now you're getting to know his or her son or daughter because they're taking over the family business. I mean, this is how we worked for most of human history. And I think we're starting to see that there was some value in that.

John Jantsch (06:57.92)

Yeah, just look at their Google reviews of these kinds of businesses. They hardly ever mentioned the company. It's Rusty, you know, who fixed my boiler. Right. So I think you're absolutely right. You had, I don't want to spend too much time on this, but you co-authored this with GPS Education Partners. Was there a research component that they participated in?

Alexandra Levit (07:04.77)

Yeah. Yeah.

Alexandra Levit (07:20.622)

It's a great question. And the answer is that I was looking for the solution to this problem for many, many years. The fact that we again have so many open positions and so many young people that aren't filling them. And I didn't really know what the solution was. I did a book a couple of years ago on talent intelligence, hoping that AI could help us with seeing the potential and adjacent skills of people. And that is one solution. But when GPS education partners came to me and they talked about their solution,

which is to convene a group of parties, it depends on what your unique situation is, but it could be a school district with a set of employers, with policymakers, with nonprofits who have an interest in the community. You get everyone together and you say, is the problem we're trying to solve here? Are we trying to get our local students into our local employers? And a lot of times that is the objective. But how can we all work together to come up with a common...

not only a goal, but also a plan of attack for mapping that directly, your local students to the jobs that are available in your community. And they have successfully done this over 25 years in many places in the US, but in particular in the Midwest here in Wisconsin, Illinois, Minnesota, and they have had astronomical success. And one of the things that I love about their story is that you hear these

John Jantsch (08:31.266)

Hmm.

Alexandra Levit (08:45.838)

crazy things like a kid would go into an employer at 16 years old, start working. And then the kid, I was able to talk to 10 years later, you know, he's 28 years old or 20, 26 years old. And he's now like a master welder at this organization. He built an entire career off one work-based learning experience. And so that's when I was like, we got to get the word out. We've got to figure out how to scale this because this is to me kind of a no brainer solution to a very, very significant problem that we are having.

John Jantsch (08:51.01)

Thanks.

John Jantsch (09:15.276)

So in the school, know, a lot of schools have had like intern programs that are part of a department and I'm thinking of colleges, but I'm sure high schools do this too. you know, the department has like some employers that they work with and there's internships and things. I mean, is this more on the school to actually make a curriculum that they can, you know, so like I can get three hours of credit or something for going and doing this work-based learning and the employer gets

You know, something that they've designed. mean, is that, is that the start of how it works?

Alexandra Levit (09:49.217)

Yes, and the curriculum is a lot of times co-created between the school and the employer with GPS Education Group, GPS Education Partners acting as an intermediary that understands the different objectives of the different parties. And in an ideal world, these practical experiences where a kid goes into a learning center and is doing a couple hours of schoolwork that pertains

John Jantsch (09:57.452)

Mm-hmm.

Alexandra Levit (10:18.328)

pretty closely to the work-based learning experience and then is going out on a shop floor, for example, and doing the very practical. So they might be getting certified in certain manufacturing areas. So while they're getting the very, I don't know, I guess you would say, hardcore on the ground experience, they're also getting some of that background educational knowledge that is essential to continue to pursue that career.

John Jantsch (10:29.878)

Mm-hmm.

Alexandra Levit (10:46.924)

And that's what I love about it is that it's education for a purpose. It's not just, well, we're going to go do this for your degree. We don't know if we're actually going to use it for anything, but we're going to do it. And this way, I feel like with work-based learning, you have a really educated determination about whether further education makes sense for something that you have learned you either want to do or don't want to do. We love to say with work-based learning that that's as important to know what you don't want to do as what you do.

John Jantsch (11:06.144)

Mm-hmm.

John Jantsch (11:17.058)

So I 100 % get the value for the students and for the schools really frankly. Let's talk about the employer for a minute. Is the employer, is the real goal of the employer is to actually entice this person to come and see how awesome we are and they're gonna eventually wanna work for us or is it to get cheap labor or what, how should an employer look at the value for them?

Alexandra Levit (11:21.23)

Mm-hmm. Yeah. Yep.

Alexandra Levit (11:41.741)

I think employers can look at it simply as a pipeline of talent. And the way that I've heard a lot of employers discuss this, it almost is like a CSR initiative, corporate social responsibility, where they want to be perceived as adding value to the community in general so that the community can prosper, employer can prosper, and the whole system works. And that is one objective. But I would also suggest that it's much simpler than that even, which is that where

John Jantsch (12:06.754)

Thank

Alexandra Levit (12:11.234)

Particularly, I know you have a lot of small businesses as your listeners. It's like if you're small business without brand name recognition, it's really hard to get talent. It's hard to get talent anyway, but it's especially hard if you don't have that name recognition and having a way to reliably get students in the door, train them on what they need to do, teach them how to be good workers. And then I think if you do a good job with this,

they do stay with you. I mean, we see that over and over again, and people say young people aren't loyal. I don't think that's true. I think it depends on the environment. And if they are provided an environment where they feel like they've gotten an amazing experience and they want to continue and they know they can earn a family sustaining wage if they keep going, and it makes sense, I think they are likely to stay with that employer. So to me, yes, it's a socially responsible thing to do.

But also, I think it literally gets people in the door. even if though not every single kid who goes into work-based learning is going to become a full-time employee. ideally, you have a few every year. And I think that that would be a really important benefit for organizations that are having trouble getting people.

John Jantsch (13:23.468)

So how would I, if I'm a business and I don't know, I'm a 20 person firm, I'm not, you know, I'm not a lawyer. mean, social responsibility is nice, but it's also, it's also down, probably somewhat down the list of all the other stuff I have to manage, right? So how do I start small? How do I look at, you know, obviously I need to, I probably need to find a school maybe that's got this program already, right? But how do, so how do I start small?

Alexandra Levit (13:29.166)

Okay.

Alexandra Levit (13:36.908)

Yep.

Alexandra Levit (13:49.239)

I recommend it because I actually did this myself. So I have an even smaller business than you. But what I did is I got some Northwestern students because I'm in Chicago and I had my own little work-based learning program for these Northwestern students. Some of them are still working with me today in different capacities. And so I think that's really it. It's establishing a relationship with a school that has the type of student that you think would be effective working in your organization. And then

You got to come up with a plan with the school to understand like, they going to be getting credit? What kind of credit are they going to be getting? are the other components of this besides they're coming to your location to work? When they are coming to your location to work, what does that look like? What is the experience going to entail? Because one of my favorite things I heard Stephanie Locke, one of my co-authors say is,

We don't want to encourage random acts of work-based learning where, you know, we do like a tour of our facility for a bunch of students or somebody comes and talks. It's like those things are nice. They're important for exploration, but ideally there would be a really concrete plan about what that student is going to learn, what they're going to do, and how the different parties are going to benefit, as you said, because employers are putting themselves out there trying to do something that they haven't done before. And therefore,

John Jantsch (14:45.238)

Yeah, yeah, yeah. Right. Yeah.

Alexandra Levit (15:12.224)

It does require some degree of effort and some degree of willingness to change and do things a little bit differently. And the other thing that I'd point out that is a real benefit, I think for any size business is that employees love to be in the mentorship position. It really goes a long way toward their own engagement when they are able to take a student under their wing and teach them things.

John Jantsch (15:30.368)

Mm-hmm.

Yeah, that's true.

Alexandra Levit (15:39.148)

And I think that's kind of an underrated benefit. We people think, or leaders think, employees don't have time for this. They don't want to bother. And it's actually the opposite, I found. When it's done correctly, this is really rewarding for employees and allows them growth opportunities as well.

John Jantsch (15:53.858)

And I suspect, and again, I'm just thinking myself, you know, I suspect the way to do this is to actually, I mean, it's like a lot of things start with what's the outcome you want, then back it into like, okay, we're to make this a 10 week paid micro internship or something. I mean, just really define it. Even have like down to the level of having checklists of what we want that person, you know, to accomplish and what we hope the outcome can be from that. Because I think if

Alexandra Levit (16:04.27)

Yep.

John Jantsch (16:20.63)

I think a lot of mistakes, a lot of times, and this goes with hiring in general, a lot of times people, I need a VA or I need an executive assistant or I need, you know, whatever. And then they really don't define the position and they don't define the outcome. so then it just becomes babysitting.

Alexandra Levit (16:37.59)

Yes, absolutely. And actually, that's the value that GPS Education Partners brought to me and my desire to solve this problem. They've got a really well thought out six part process that takes you literally through what you do first, second, third, fourth, and fifth. And it allows you to be creative in the sense if you want to do a smaller program or you want to pilot something, like you can still use that framework. It's just a matter of how

John Jantsch (16:42.956)

Yes.

John Jantsch (16:49.654)

Right.

Alexandra Levit (17:04.472)

complex it needs to be at the beginning. And the answer is it probably doesn't need to be super complex at the beginning. And it does, but it does give that blueprint. And of course, if you need help and make schoolwork has a lot of detail in it about how to do these different steps, but you can always call them or a group like them for help in setting something like this up. I don't, it's not super expensive to do. It's just a matter of feeling passionately about it, that this is a viable solution for your business.

John Jantsch (17:34.516)

And, and, and I, I'm again, I'm thinking like business owners, time supervision liability. mean, are there things, concerns, you know, beyond just like getting the work done, but other, concerns of bringing a work-based learning might be a teenager, you know, that, you're bringing into an environment that you've not had teenagers in. you know, are there other considerations like, you know, supervision and liability?

Alexandra Levit (18:00.694)

Yeah, I mean, there are. And that's one of the reasons if I was doing it myself, I would definitely be consulting with a group that's done this before, because there's all sorts of things. And there's even the fact that if they're getting a high school degree while trying to do this, well, how are they going to be transported? How is credit going to work? There are just a lot of things like that, where once you dig into the weeds, you're like, well, actually, there's a lot of factors and things to consider.

John Jantsch (18:08.054)

Yeah.

John Jantsch (18:19.734)

Right.

Alexandra Levit (18:30.21)

That's not to say that these are deal breakers, but they are things where I personally, if I was gonna do this, would be consulting someone who's done it before, especially in my geography, because we do find that those labor laws differ by state. So you want somebody who's done this kind of thing in your state and who understands like these are the boxes we have to check for different, we wanna be in compliance of all of the things we need to get, just like with any employee, you wanna be in compliance.

John Jantsch (18:33.442)

Mm-hmm.

John Jantsch (18:44.042)

Mm-hmm.

John Jantsch (18:54.743)

Yeah.

John Jantsch (18:58.146)

Yeah. So, so another, whether it's GPS or somebody else, mean, another kind of, um, check mark for, um, going with somebody that's figured all that part of it out. Right. So, so you're not at a surface.

Alexandra Levit (19:10.478)

Yes, yes, exactly. It's going to be, I think the part that you mentioned, which is answering the why and what do we want the outcome to be. I mean, that part is the thing the employer has to think really, really carefully on and no one can do that except for the employer themselves and their leadership. But some of this other stuff, I think, why not? Why try to reinvent the wheel? Why not work with someone who's already done it a bunch?

John Jantsch (19:34.594)

So, and a lot of business owners think this way as well. How do I measure the success of this if I'm going to do this? What are some kind of common metrics you mentioned? Obviously the social impact is one that I think people want. It's a little harder to measure, but what are some of the things that people might measure?

Alexandra Levit (19:55.746)

My there's a whole bunch of things that people can measure and we do talk a lot about this in the book, but I would say my favorite measurement is skill acquisition and it's understanding. All right, you come in and work for me. What what literal skills are you going to come out with and how do we measure whether you've acquired them or not? So having certification programs that are tied to this, for example, there's a lot of certification programs that already exist in different industries that were established by.

John Jantsch (20:21.59)

Mm.

Alexandra Levit (20:23.119)

third party organizations or nonprofits that you can piggyback on. And you make that a priority for them to acquire certain skills. And by the way, we are in the middle right now of this massive workforce wide upskilling in the area of AI. AI is being integrated into literally everything. So having that as part of your work-based learning initiative, well, not only are you going to be helping students, but again, you're gonna be helping all the employees.

John Jantsch (20:40.055)

Mm-hmm.

Alexandra Levit (20:52.367)

who need to learn this stuff as well. And what I love is that if you have a 16, 17 year old student on the front lines of learning these technologies, they can grow up with the technology. And as the technology evolves and changes, the student is keeping up with it. And that's something that we, those of us who've been in the workforce a while, we're just trying to play catch up here. And we've done things a different way for a very long time. And I love the idea of starting students

John Jantsch (20:52.544)

Mm-hmm. Yeah.

John Jantsch (21:06.7)

Yeah.

Alexandra Levit (21:21.355)

in robotics, like what can the robots do right now? What can they do next year? How is this going to evolve? And what are the very practical things we need to do to make sure that we are deploying AI ethically, responsibly, and efficiently? Well, this is stuff we all need to learn.

John Jantsch (21:37.844)

Well, and you know, one of the things I think is interesting and, know, when social media came along, all of our clients would like, just go get a teenager. Like they use all this stuff all the time. They know what to do. They didn't know how to apply it. They didn't know actually that they didn't know actually the practical use of it in, the environment, that, that they were being put in. And I think that that's a, an element that, you, a business owner or a business person can certainly bring to.

Alexandra Levit (21:50.979)

Yeah, that's not true.

John Jantsch (22:07.638)

Yeah, okay, they understand all these and they have no fear of playing with all these tools, but how they actually put them in context of a good use in a business situation, I think is something that is an invaluable skill they're never gonna learn in school.

Alexandra Levit (22:21.657)

you're exactly right. And that gets to the heart of what the problem is workforce wide, which is that nobody knows how to integrate these things into their existing business processes and workflows. And so we're finding that AI is a lot of hype right now without a lot of ROI precisely for that reason. So if we can teach students that at a very young age and get them used to, okay, every time a new technology comes down the pike.

I had to figure out what's the best use of that. How do we deploy that in a sensible way? That's going to be incredible because these things are only going to keep evolving. We are not going to stop and it's only going to get faster.

John Jantsch (22:57.462)

No. Yeah, absolutely. Well, Alexander, I appreciate you taking a few moments to stop by. Where would you invite people to connect with you and find out more about Make School Work? And I think you also have a makeschoolwork.org organization.

Alexandra Levit (23:12.823)

Yes, our website, MakeSchoolWork.org has obviously the book, but it's going to continue to have resources for how you can assess your own readiness to start work-based learning, just some additional things to think about. This is not an easy thing to do, but it's also, when it goes well, it's extremely rewarding. And I think we're going to see more and more of this as we just come to terms with the fact that...

John Jantsch (23:32.076)

and

Alexandra Levit (23:38.179)

The current education system here in the US is not really doing its job to prepare all students for the world of work. We've got kind of a narrow approach that I think deserves to be widened and further considered.

John Jantsch (23:49.568)

Yeah, awesome. Well, again, thanks for stopping by the show and hopefully we'll run into you one of these days out there on the road.

Alexandra Levit (23:56.374)

You're welcome. Thanks for having me, John. It's good to see you again.

John Jantsch (23:59.222)

Likewise.



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Friday, February 13, 2026

How to Reduce Taxes and Build Real Wealth

How to Reduce Taxes and Build Real Wealth written by John Jantsch read more at Duct Tape Marketing

Catch The Full Episode:

Episode Overview

What if the biggest professional disappointment of your life was actually the foundation for your long-term wealth strategy?

In this episode of the Duct Tape Marketing Podcast, John Jantsch interviews Jack Ojo, founder of Ojo Wealth Strategies, one of the nation’s largest tax-focused wealth management firms. Before building a nationally recognized firm, Jack was a top-rated minor league baseball umpire on the verge of the Major Leagues.

After an unexpected release ended his umpiring career, Jack reinvented himself through education, discipline, and a relentless focus on tax strategy and client service. Today, he helps business owners and high-income professionals minimize taxes, maximize retirement savings, and protect against worst-case financial scenarios.

This conversation explores career resilience, proactive tax planning, retirement strategies, and the overlooked wealth-building tools most entrepreneurs ignore.

About Jack Ojo

Jack Ojo is the founder and lead advisor of Ojo Wealth Strategies, a nationally recognized tax-focused wealth management firm. He holds multiple professional designations, including CPA, CFP, and a Master’s in Taxation.

Before entering wealth management, Jack was a highly rated minor league baseball umpire, advancing to AAA and earning the Joe Ryan Award as the top minor league umpiring prospect. After his baseball career ended unexpectedly, he redirected his discipline into education, earning advanced credentials and building a firm focused on proactive tax reduction and long-term wealth preservation.

He is also the author of Too Smart to Be an Umpire, a book chronicling his journey from professional sports to financial advisory leadership.

Key Takeaways for Entrepreneurs and Business Owners

1. Your Biggest Expense Is Income Tax

Most business owners know what they owe in taxes but do not realize how much control they actually have. Tax planning should be proactive and strategic, not a once-a-year event.

2. Defined Benefit Pension Plans Are Massively Underused

High-income sole proprietors and small business owners can potentially write off hundreds of thousands of dollars annually through properly structured defined benefit plans.

This is one of the most overlooked strategies in small business tax planning.

3. Entity Structure Matters

  • Over 100K to 150K income? An S-corp may reduce Social Security tax exposure.
  • Under 20K income? A sole proprietorship may be sufficient.
  • Compensation structure and reasonable salary must be defensible in an audit.

4. Documentation Wins Audits

Whether deducting vehicles, mileage, or home office expenses, documentation is critical.

  • Use mileage tracking apps.
  • Track business use consistently.
  • Avoid aggressive deductions that cannot be defended as reasonable.

5. Banner Year? Buy Smart and Deduct Strategically

If revenue exceeds expectations:

  • Consider Section 179 deductions for equipment purchases.
  • Evaluate vehicles over 6,000 pounds for accelerated depreciation.
  • Make strategic investments before year-end.

6. Bad Year? Consider Roth Conversions

A low-income year can be an opportunity to convert traditional IRA assets to a Roth IRA at lower tax rates, positioning yourself for long-term tax-free growth.

7. 401(k) Plans Are Essential

For most Americans earning under 400K to 500K annually, maxing out a 401(k) is one of the smartest wealth-building moves available.

  • Immediate tax reduction
  • Long-term compounded growth
  • Predictable retirement income structure
  • Potential seven-figure balances at retirement

8. Putting Children on Payroll Can Be Strategic

If structured correctly:

  • Children working in a sole proprietorship can earn income free from Social Security tax.
  • Income can be redirected into 529 plans.
  • Proper documentation and legitimate work are essential.

9. Spouses on Payroll Create Double Retirement Power

When a spouse legitimately works in the business:

  • Two retirement accounts can be funded.
  • Social Security benefits increase.
  • Long-term household wealth improves significantly.

10. Protect Against Worst-Case Scenarios

Jack’s firm grew 400 percent after the 2008 financial crisis because clients were prepared. Wealth strategy is not just about growth. It is about resilience.

Great Moments from the Episode

  • 00:01 The Big Reframe: Sometimes the career setback you are replaying becomes the wealth strategy that makes you unstoppable.
  • 01:00 From AAA Umpire to Financial Advisor: Jack shares how his near-Major League umpiring career ended and how he redirected his focus into education and credentials.
  • 03:30 Poverty in the Minor Leagues: A candid look at the financial realities of minor league baseball.
  • 05:35 The Honesty Factor: How umpiring shaped Jack’s approach to trust and client service.
  • 07:00 Your Largest Expense Is Income Tax: Why most business owners underestimate their ability to control tax liability.
  • 10:45 Handling a Surprise Banner Year: Strategies to reduce tax impact when revenue spikes unexpectedly.
  • 11:15 Turning a Bad Year Into an Opportunity: Using Roth conversions strategically during income downturns.
  • 13:30 Vehicle Deductions and Documentation: Where business use becomes defensible and where it becomes risky.
  • 17:00 Why 401(k)s Are Essential: A strong defense of retirement plans for business owners and employees alike.
  • 18:54 Paying Your Kids Through the Business: A practical look at compliant, strategic payroll for children.

Watch The Full Episode On Youtube:

Memorable Quotes

Everybody knows what they owe or what their refund is, but they do not realize how much control they actually have over that number.

If you are a pig with deductions, you are going to get slaughtered.

If you are not maxing out your 401(k), you are making a mistake.

Final Thoughts

Jack Ojo’s story proves that career disappointment can become the foundation for financial mastery. His journey from AAA umpire to nationally recognized tax strategist underscores a powerful truth.

Discipline, education, and proactive tax planning create long-term wealth.

For entrepreneurs, this episode is a reminder that taxes are not just an annual event. They are a strategic lever that, when handled correctly, can transform your financial future.

John Jantsch (00:01.936)

What if the career setback you're still replaying is actually the best wealth strategy you'll ever stumble into because it forces you to build new skills, new discipline, and maybe a new plan that finally makes you unstoppable. Hello and welcome to another episode of the Duct Tape Marketing Podcast. This is John Jantsch. My guest today is Jack Oujo. He's the founder and lead advisor of Oujo Wealth Strategies, one of the nation's largest tax

focused wealth management firms. holds multiple professional designations, including a whole bunch of letters and a master's in taxation. But before starting the firm, he was a major league baseball umpire advancing to AAA and winning the Joe Ryan Award as the highest rated minor league umpiring prospect. But today we're going to talk about both his journey and his new book, Two Smart

to be an umpire. So Jack, welcome to the show.

Jack D. Oujo (01:00.182)

Thanks, John. It's a pleasure to be with you today.

John Jantsch (01:02.332)

All right, so the first question we just need to get out of the way is, what do you think of the rule change on balls and strikes this year that's going to go to the majors?

Jack D. Oujo (01:13.038)

I am actually in favor of it. And the reason why I'm in favor of it is because you've had, you have three boxes on the TV, one from the home team, one from the visiting team, and they're normally set by some intern that works there. It's not the actual strike zone, by the way. You have the one from Major League Baseball and the human being. So let's get one right.

John Jantsch (01:15.003)

Yeah?

John Jantsch (01:28.104)

is that right?

John Jantsch (01:32.368)

Yeah, yeah. Do you feel umpires feel that way too? Because again, I know they're going to they're going to test it with here we're to do the whole show on this. I know they're going to test it with you know, only get a couple challenges. But you know, every batter thinks it's a ball and every pitcher thinks it's a strike. So

Jack D. Oujo (01:42.382)

Sure.

Jack D. Oujo (01:49.87)

I was going over with one major league umpire, his retirement plan. was in his late fifties. And I told him he was financially independent, was working because he wanted to. said, how much longer do you want to go? And he goes, Oh, a few more years, Jack, till I'm 59. He goes, they bring in the electronic strike zone. goes, I'll go till I'm 79. Won't be under any pressure, nothing along those lines. So I think they like it. creates more jobs.

It makes the job less valuable in my view. Why do you need to pay somebody $400,000 a year when you have a phone that can get the pictures right? So it's like anything else in our society, AI, you'd be taking away another job.

John Jantsch (02:24.794)

Yeah. Yeah. All right. So let's talk a little bit about your journey. had, I mean, you, while it sounds like you loved umpiring, it was a bit of a career disappointment. So how did you turn that into where you are today?

Jack D. Oujo (02:41.346)

Well, yeah, during the eight years I was in the minor leagues, I was smart enough, no pun intended, to work in the off seasons as an accountant. I had good accounting jobs in New York City, and so I was gaining experience.

And when I got my release, I was surprised because I was on the verge of the major leagues and there was, I write about it too smart to be an umpire. But nevertheless, I decided to focus on getting as much education as I could. I didn't know where it would lead, but I was so hurt from the baseball experience that I'd work nine to five.

And then at night, I spent the next four years getting my CPA, CFP, master's in taxation, securities and insurance license, not knowing where it would lead. And so that was the focus, getting education and try to reinvent myself from the ground up.

John Jantsch (03:21.03)

Mm.

John Jantsch (03:31.526)

So, I mean, did you look at it then as that's plan B? I don't know what plan B looks like, but that's plan B.

Jack D. Oujo (03:39.768)

Plan B was always a career in public accounting, but as I was in public accounting, I realized how boring that was. You your professional baseball umpired 30,000 people in the stands and I found myself counting hats one day verifying an inventory. so that's how I transferred into wealth management.

John Jantsch (03:58.11)

it is a, is a minor league umpire in particular not paid enough for that to be their full-time job. Yeah. Yeah. Okay. So you're getting on the buses with them, huh? Okay. Yeah. Yeah. So, so you, so most of them were doing like you were, another gig, which was, some mechanic work, right? Tax prep.

Jack D. Oujo (04:04.032)

It's poverty. It's an absolute disgrace. And that goes for the players too. Managers. We drive our own cars. We drive our own transportation. It's even worse than people think. Yeah, it's bad.

Jack D. Oujo (04:23.798)

In my case, was accounting work. A lot of people in baseball work for UPS, it seemed, in the off seasons. But unless you had the resources from family, which most people did not, you had to find something to do once the season ended.

John Jantsch (04:35.958)

I, when I was in high school, a friend of mine worked at, worked for the Royals as a clubhouse attendant. and, so every now and then I got to fill in and do that. And one of my favorite things to do was bring the, the after game meal to the umpires because it always slipped me five bucks or something. so even in poverty, they were taking care of the little guy. So.

Jack D. Oujo (04:57.482)

Absolutely, The manager of the Padres now, I don't know why his name escapes me, but he was actually our clubby in Charlotte in double A and actually rose to become a major league manager, current manager of the Padres.

John Jantsch (05:11.378)

wow. That's awesome. Yeah, that's awesome. That's awesome. Yeah. So now fast forward a bit. You've built one of the nation's largest tax focused wealth firms. Talk a little bit about, I mean, was there a secret sauce? Was there an approach to client relationships? Did your past kind of really guide you? What was your, what do you attribute to your success, I guess?

Jack D. Oujo (05:35.082)

I think people like the honesty and I think that's from the umpire in me. I don't know if they think I'm the brightest bulb, but they know they can trust me. And after going through the baseball experience, I did believe in protecting against worst case scenarios. When the terrorist attack took place in 2001, if you remember back then, the thinking was, will there be another attack? It's a question of when.

John Jantsch (05:39.43)

Yeah, yeah.

John Jantsch (06:00.016)

Mm-hmm.

Jack D. Oujo (06:00.202)

And I prepared my clients for worst case scenarios. When 2008 hit, they were prepared, although I didn't know what a reverse credit default swap was at the time. And the business really prospered, like went to a whole nother level after 2008, growing by 400%. But I think just emphasizing client service, a four seasons type of service with clients was probably.

John Jantsch (06:24.828)

So I'm sure that you are very aware of this. Certainly a lot of business owners that we work with, tax planning means giving their stuff at the end of the year to their accountant, as opposed to anything that would be proactive. What's the biggest misconception you hear from clients, especially businesses, when it comes to taxes and wealth planning?

Jack D. Oujo (06:47.256)

Sure, when I meet with a client for the first time, I always ask them what their biggest expense is and they say their mortgage and I go, no, isn't. And they argue with me until I explain to them it's their income tax. Everybody knows their refund or what they owe, but they don't know they have much greater control over that expense than they think. I think people also think that wealthy people don't pay taxes when they do. And arranging your affairs,

to reduce your taxes in a way that's consistent with your goals and objectives is critical for clients. again, maximizing retirement accounts, having a side hustle, I think helps employees. But arranging your affairs to pay the least possible tax in a way consistent with your goals is important.

John Jantsch (07:32.432)

So do you want to get into the nitty gritty on that a little bit? mean, are there specific things, again, a lot of our listeners are entrepreneurs, small business owners. Are there things that you just consistently see they're not doing or that they clearly could or need to stop doing or they could do better?

Jack D. Oujo (07:51.906)

Well, one huge idea, if you're dealing with a sole proprietor with no employees or few employees that makes a lot of money, they ought to consider a defined benefit pension plan. We've had clients that have million dollar incomes that we're able to get five or $600,000 write-offs by having defined benefit plans. So figuring out the best pension plan for yourself is critical for a business owner. The second thing would be entity structure.

John Jantsch (08:02.118)

Mm-hmm.

Jack D. Oujo (08:17.068)

Should you be an S-corp, LLC, what have you? Should you have your children on the payroll and things along those lines? What type of accounting method you should have, cash or accrual, to get into the nuts and bolts of those things. But again, realizing you want to make as much money as possible.

John Jantsch (08:17.146)

Mm-hmm.

John Jantsch (08:22.459)

Mm-hmm.

John Jantsch (08:30.972)

Well, I yeah, yeah, yeah. So I mean, are there, again, I know that people are in different situations, but when somebody came to you with a blank slate and said, what should my entity be? know, should I have a 401k? I mean, what is kind of your standard advice?

Jack D. Oujo (08:48.014)

Yeah, I think if your income is over $100,000, $150,000 a year, you should be an S corporation because you can play around with what reasonable compensation is and be able to avoid social security taxes. If you're making under $20,000 a year, just being a sole proprietor is fine. But you can avoid a lot of taxes just with a single 401k plan, things along those lines. So it depends.

John Jantsch (09:06.533)

Mm-hmm.

Jack D. Oujo (09:15.374)

over when you get over $200,000, then we could have some fun with other types of pension plans. And if you're in a service business, you should probably never be an accrual based taxpayer because your payables are going to be greater than what your receivables are. So again, it's not one size fits all.

John Jantsch (09:37.616)

Yeah, sure, sure, sure. So are there what people might call creative or lesser known deductions or credits that you see people are really not even aware of or certainly are underutilized?

Jack D. Oujo (09:52.97)

I'm just harping on these pension plans again. I hate to say it, but they're missed by everybody. They're missed. And the timing of income at the end of the year, being able to postpone receipts, things along those lines. There isn't a magic thing. A lot of loopholes have been closed. What used to be pretty cool in the 70s and 80s, they're gone now. again, those are the things you have to look at. Start with pension plans and then we can talk after that.

John Jantsch (09:55.014)

Yeah.

John Jantsch (10:21.958)

So I work with lot of entrepreneurs that end up having really great year, really bad year, really banner year. It seems to be kind of up and down. And so a lot of them come to the end of the year and it was like, crap, we've had a banner year this year, which is great, but I'm an S corp and now I'm going to get a giant tax bill. What are some things that people can do when they have more revenue than expected?

Jack D. Oujo (10:46.84)

Well, you're looking to buy equipment and take a big section 179 deduction. So if you have a big income, example, you could buy a vehicle. it's over 6,000 pounds, you can write, off a very large vehicle. I would look at things that you want to buy for your business and that you can write off in one year would probably be the biggest thing. On the other hand, have you ever really lousy year where you actually lost money for the year on a personal basis? And we've done this for many clients is looking to do Roth conversions.

John Jantsch (10:51.036)

Yeah.

John Jantsch (11:16.144)

Mm-hmm.

Jack D. Oujo (11:16.238)

where you're taking your IRA, you're paying taxes on it, it never gets taxed again, and you're kind of creating income where there isn't any that exists and utilizing that negative opportunity for something positive for the old age version of yourself.

John Jantsch (11:30.714)

Yeah, another hot topic that I run across a lot is, especially for owners, obviously, is salary versus distributions. You know, you have a lot of people giving the advice of, pay yourself just enough that the IRS thinks that's OK, and then distribute, because you're going to save on some taxes. Is it that cut and dried?

Jack D. Oujo (11:50.188)

No, not at all. The tax system is always going to be complicated because we derive our income in different ways. I've represented clients in many audits over the year. You're trying to sell a reasonable person on what is reasonable in this situation. So you have to pay yourself a quote unquote reasonable salary.

John Jantsch (12:05.725)

Alright.

Jack D. Oujo (12:11.214)

So if you made $100,000 for the year and paid yourself $10,000, most people would say that's BS, that's not correct. But if you paid yourself 40 or 50,000, $50,000 in distributions, now you could kind of make a case that that's reasonable. So again, it depends on the situation. There's people, you you don't want to be a pig with this stuff. I found the IRS auditors.

John Jantsch (12:33.607)

Mm-hmm.

Jack D. Oujo (12:37.174)

to be very reasonable people, believe it or not. You can always get one that's an exception, but most of the time they're trying to be reasonable. And most times you can settle these things in minutes, quite frankly. If you're a pig, you're gonna get slaughtered, know, that's the way I see

John Jantsch (12:49.959)

Yeah.

So talk a little, I know this might be a little dry, make it, try to make it sexy if you can for me, but depreciation, equipment purchases, like you're talking about vehicles. So let's say, this probably is gonna verge on the pig, but let's say somebody buys a recreational type of vehicle, $100,000 conversion van type of thing, and they also own a business. Where's the line on...

Are they using that for business? Are they not using that for business? Where does that get a little fuzzy?

Jack D. Oujo (13:30.11)

If you're using your car and your business, again, we have to sell this reasonable person that we're using this for business and painting a sign on the side of it is not, you you're going to fly with not the IRS is playing a game of where does this number come from? How many miles did you drive? And there's, there's apps that I use one called mileage IQ, and you don't have to think about it. So they're looking for how many miles did you drive and improve it?

John Jantsch (13:39.975)

you

John Jantsch (13:50.695)

Mm.

John Jantsch (13:55.965)

Yeah.

Jack D. Oujo (13:56.142)

And if you have this documentation, you're starting to sell the auditor that these things are real. So again, if the vehicle's over 6,000 pounds, you write the whole thing off in one year. And then I would strongly advise people to use some kind of documentation tool. Mileage IQ is excellent. If you're lazy and don't do that, then having your oil changed at the of the year where you could document odometer readings.

John Jantsch (14:20.925)

All

Jack D. Oujo (14:25.026)

That would be a good thing to do, but you're playing a game of documentation, I found, with the office. As long as you can document things and, again, sell a reasonable person on things, you're going to be okay. That's the line.

John Jantsch (14:29.241)

Mm-hmm. Yeah.

John Jantsch (14:38.917)

Have you seen a lot of organizations have distributed workforce these days? So people working out of their homes in 15 states. What does that do for the business entity tax picture? And then also, what does it do for the individual? So if an individual is employed, they have to keep an office to say, I mean, is that a deduction for that individual?

Jack D. Oujo (15:00.248)

Sure, the way I would do that if they want to be smart about it, if they can get with their employer, they can change their compensation structure around so that part of this is salary and part of it is a direct employee business expense. So if your office is in New York City and you work in Idaho, let's say.

you make $100,000 a year, you could restructure your salary. So $15,000 of it is reimbursement for office expenses, non-taxable to the person and item, deductible for the employer. then again, I use an app called Domicile 365 because I spend most of my time in Florida and some of it in New Jersey. So if I was examined by New Jersey, this app tracks me every 15 minutes.

John Jantsch (15:30.007)

I see,

Jack D. Oujo (15:47.574)

and I attached a summary to my New Jersey return. I report New Jersey income, but only for the days that I worked in New Jersey. So again, this documentation game comes in the play, but structure, I advise the umpires and Major League Baseball to do this, to try to restructure their salary so part of its expense reimburses.

John Jantsch (16:03.847)

Yeah. Would health insurance fall into that category? Let's say somebody gets their spouse is they're able to get on their spouse's plan, but it's $300, you know, to add, could the employer pay that and actually deduct that? And that would be pre-tax or not.

Jack D. Oujo (16:18.221)

The could use some sort of section 125 plan or if there's a high deductible plan, something along those lines could be a win for the employee and the employer. In my business, I've had high deductible medical plans and I contributed money to our employees HSA accounts that they could take with them. It was not a use it or lose it feature. And that was good for both me and for them.

John Jantsch (16:27.421)

Mm-hmm.

John Jantsch (16:44.411)

Yeah. Where do you fall on 401k? they, I, again, I know it's people probably trying to sell another tool, but I see a lot of, I'd see a lot of people kind of bashing 401k's as not a great business tool or not a great employee tool.

Jack D. Oujo (17:01.396)

Anybody that bashes 401Ks you should run away from, like the place with non-fire. For people, it's one good thing that Jimmy Carter did as president was put in the 401K plans. Sorry to say that, but...

Everybody should make almost everybody should make maximum use of 401k plans where they're missed by people is a lot of times I've seen us two spouses working where one person makes big money and another one has some sort of part-time job and they have this mental accounting on money They should both be utilizing maxing out 401k plans because I found that a lot of people in America when they go to retire end up with a paid-off mortgage Which I'm a huge fan of by the way I'm a big believer in paying off your mortgage when reasonable to do so I have

John Jantsch (17:28.775)

Mm-hmm.

Jack D. Oujo (17:45.168)

haven't had a mortgage on my house in 25 years. But they come in with these 401k plans that are seven figures and then they live off of them. They up and downsize their home and they have more money to play with. But that's the, for most Americans that make under $400,000 a year, $500,000 a year, you're crazy not to max out your 401k plans. And my three adult children, I preach that to them and I'm glad they listen to me on it. go, max it out, max it out, max it out.

John Jantsch (17:53.445)

Mm-hmm. Yeah.

Jack D. Oujo (18:15.088)

reducing, in my opinion, your largest expense, which is your income tax. You're cutting that down and building up this lump sum of capital you need to retire. And this business that you have large taxes and retirement is also a bunch of malarkey. You know, the tax rate under $90,000 is 12%. You have $3 million in your IRA take out 4 % a year, 120 grand. You got 90,000 at 12 % and the $30,000 standard deduction. How is that wrong? that's

John Jantsch (18:19.314)

Yeah.

John Jantsch (18:32.39)

Mm-hmm.

John Jantsch (18:42.172)

Yeah.

Jack D. Oujo (18:43.692)

That's how I feel, very strong mistake.

John Jantsch (18:44.869)

Yeah, well, so talk to talk one more time about employer putting children or spouses on the payroll, because I think that's a that's something that a lot of people overlook as well.

Jack D. Oujo (18:54.798)

Sure. First of all, children can only be on the payroll if you're a sole proprietor or a single member, LLC, if you want to avoid payroll taxes on them. And they have to do work and it should be documented. But if you pay your child that works in the business $10,000, let's say, you avoid all the social security taxes.

John Jantsch (19:07.549)

Okay, yeah, right. Yeah.

Jack D. Oujo (19:19.086)

They get taxed at that rate, which is hardly anything. And then you put that in your 529 plan. So the regular business owner that goes, I make too much money for any child aid. That's your own loophole to get, you you probably save three to $4,000 just having your kid on a payroll for $10,000.

John Jantsch (19:23.975)

Yeah.

John Jantsch (19:36.605)

And you're giving them money that you would have probably given them anyway, right?

Jack D. Oujo (19:41.431)

My kids were on the payroll for a long time. I remember my son, is my youngest, who's now 30 years of age when he was four years old. My wife got a letter from Social Security saying, here, Mr. Financial Advisor.

Social Security wants to know what my son Matthew did for work. And I said, my son worked on the shredding machine in the office. He stuffed envelopes and he told everybody at his preschool what his father did for a living, which significantly resulted in new business and sent them in and never heard from them again. know, but he did work in the business, you know, the question of what is it worth? know, the tax law for a millionaire is the same for a poor person. And you make that argument.

John Jantsch (20:10.267)

Ha ha.

John Jantsch (20:16.071)

Yeah. Yeah.

Jack D. Oujo (20:23.726)

My son modeled for the firm brochure. How is his modeling different than somebody else? Unless you're the laws for them and not for me. So that are the arguments you could make there. But again, you have to, you can't put them on the payroll for $100,000 for you.

John Jantsch (20:23.869)

Yeah.

John Jantsch (20:37.775)

Yeah, well, I will say, you know, for a lot of entrepreneurs, you know, spouse, particularly a spouse that is doesn't have another career outside the home. mean, they're there. I guarantee it. They're working.

Jack D. Oujo (20:51.864)

My spouse, my wife Eileen has been on the payroll for 30 years, always maxing out the 401k plan and she could tell anybody what she did because she did work in the office and work very hard. But it's two pension plans, one for me, one for her and now they're telephone.

John Jantsch (21:00.369)

Yep. Yep.

Well, and, she contributed to social security, I suspect. Right. So she's going to get a social security check that she wasn't going to get otherwise. Yeah. Yeah. Yeah. Awesome. Well, for those of you that, like it, when we talk about AI and marketing and creative things, I'm sorry, we had to get down into the weeds on, on another really important, as you said, the biggest expense for a lot of businesses or certainly a lot of business owners. Jack, before we let you go,

Jack D. Oujo (21:07.63)

Yes, also.

Jack D. Oujo (21:12.302)

100 % absolutely correct.

John Jantsch (21:33.495)

Is there some place you'd invite people to find out more about your work, find out about too smart to be an umpire?

Jack D. Oujo (21:40.076)

Yeah, there's a website, TooSmartToBeAnUmpire.com. They can go on Amazon and read all the reviews that are on Amazon right now. I'm thrilled. I'm a first time author. So when TooSmartToBeAnUmpire came out, I wasn't sure I was going to go over. And it's borderline bestseller list right now. So there's a website, TooSmartToBeAnUmpire.com and also Ojo Wealth Strategies, which I'm the founder of. People can check out that website. Jason Gordon and Anthony Sandimerski are running the firm now.

Jason's 35 and he's worked in my office since he was 16 years old. So they're well credentialed and great guys, so that's where they can find out.

John Jantsch (22:16.605)

Awesome. Well, again, I appreciate you taking a moment to stop by and hopefully we'll run into you one of these days out there on the road.

Jack D. Oujo (22:22.242)

Thanks, John.



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